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HOA Finances: Even in Tough Times, Don't Scrimp on Insurance
October 25, 2008

We recently spoke to a number of leading HOA advisors across the

country about best practices for getting your homeowners

association through these turbulent economic times.

Eric J. Gould, an attorney with Couzens, Lansky, Fealk, Ellis,

Roeder & Lazar P.C. in Farmington Hills, Mich., advises clients,

"Make sure you review your insurance policy so your association

is adequately protected if something happens.

"With people stretched tightly already, coming back with a

special assessment to pay for something that could have been

covered by insurance could really push people over the edge.

You've got a fiduciary duty, and you don't want members to ask

whether you reviewed the insurance policy and shopped it around

or just renewed it.

"Make sure the protection is adequate and the cost is

competitive. And when you enter into contracts with service

providers, make sure they're also adequately insured."

Eric's advice is just one point in our brand-new 14-page special

report, "HOA Finances: Best Practices for Getting Your Homeowners

Association through Difficult Economic Times."

From now until Nov. 8, 2008, you can download a free copy as a

member or trial member of HOAleader.com.

Download your copy now »

Best regards,

Matt Humphrey

President

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